Buy Now Pay Later

 

Buy Now Pay Later

Our Buy Now Pay Later is provided by Hitachi Capital Consumer Finance. Agreements are 4 year interest bearing loans with a deferred period of up to 12 months during which no payments are due and no interest is accrued. If the customer clears the entirety of the balance within the deferred period then they will pay back only the loan amount plus an administration fee of £29. At the end of the deferred period, if the loan has not be repaid in full then interest will begin to accrue although the administration fee will no longer apply. The loan is arranged in such a way that direct debit payments are due to commence at the end of the deferred period although the customer can make manual payments to Hitachi during the deferred period in order to clear some or all of the loan.

The lender will electronically provide the customer will full terms and conditions. Within the first 14 days following the start of any agreement the customer may withdraw from the loan provided that they make full payment for any goods supplied via an alternative method.

Customers applying for finance will be required to provide valid proof of ID and address. Acceptance for finance is subject to the lender’s criteria.